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Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?
A	The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Jaira Kapp & Associates are Thousand Oaks Real Estate moving relocation specialists, Looking for Homes for Sale in Thousand Oaks Ventura County California? We also specialize in Agoura Hills real estate listings and homes for sale, Westlake Village real estate listings, Newbury Park real estate listings, Dos Vientos moving and relocation, Oak Park Real Estate listings, Simi Valley Big Sky moving and relocation. Ventura County Relocations and Homes for sale. Free MLS search Homes for sale in Thousand Oaks. Relocating to Ventura County, Luxury Homes, Affordable Homes.

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Don't settle for the rest choose the Best! Ventura County's Moving and Relocation Experts. Don't forget to ask how Jaira can save you thousands on commissions when selling your Thousand Oaks home. Ask for your Thousand Oaks house homes property value today! Kapp Team Thousand Oaks Real Estate listings, moving and relocation specialists. Visti our Thousand Oaks Homes for sale website for all your moving needs.

2004 Southland Regional MLS. All rights reserved.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange/ Broker Reciprocity Program of Southland Regional MLS. Real estate listings held by brokerage firms other than Keller Williams are marked with the Internet Data Exchange/Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
The broker providing this data believes it to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.

Southland Regional MLS data last updated: 12/16/04, 9:07 AM

2004 Ventura MLS. All rights reserved.
The data relating to real estate for sale on this web site comes in part from the IDX Program of the Multiple Listing Service, Inc. of Ventura MLS. Real estate listings held by Keller Williams and brokerage firms other than Keller Williams are governed by the Multiple Listing Service, Inc. Rules and Regulations and detailed information about them includes the name of the listing companies. The information being provided is proprietary property of the Multiple Listing Service, Inc. and is for consumers' personal, non-commercial use and shall not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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